SME Lending in Flux: BH Capital Responds to Fraud Arrests, Dollar Volatility & State-Level Bills
As macroeconomic uncertainty and legal crackdowns on bad actors shake the business financing world, BH Capital Funding continues to position itself as a transparent, trusted partner for small business owners navigating funding challenges.
Fraud in the Industry: "Carroting" Scheme Exposes Need for Trust
Eight individuals were recently charged in a multi-million-dollar fraudulent lending scheme targeting small businesses. Posing as lenders, they solicited upfront payments with promises of loans that never materialized—leaving thousands of owners defrauded.
At BH Capital, we do not charge upfront fees and prioritize education, compliance, and transparency. Read about our process:
How Our Lending Process Works
The Falling U.S. Dollar: What It Means for SME Borrowing
With the U.S. Dollar Index down nearly 9% YTD, import-heavy and internationally exposed businesses are facing tighter margins. This puts pressure on working capital needs and creates new urgency around flexible credit products.
BH Capital offers responsive options:
Legislative Movement: Total Cost Disclosure Bills on the Table
States like Texas, Louisiana, and South Carolina are debating new Total Cost of Capital legislation, while Maryland has wrapped for the year with no new bills.
BH Capital already exceeds disclosure standards. Explore our compliance-first approach:
MCA Broker Disclosure
SME Behavior: AmEx Sees Preemptive Spending Rise
According to American Express, SME spending is slightly up, particularly in wholesale sectors, as businesses brace for price hikes. This aligns with BH Capital’s Q2 trend data, showing strong demand for LOCs and working capital from clients preparing for inflationary cycles.
BH Capital’s Promise: Integrity in a Shifting Landscape
We are more than funders—we are growth partners. In an industry under scrutiny, we remain committed to:
Fast, ethical funding
Relationship-based underwriting
Ongoing strategic financial support
Start your journey today:
Apply Now
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